> ## Content Index > Fetch the complete content index at: https://www.thenextvertical.com/llms.txt > Use this file to discover other available public pages before exploring further. # Stablegate Uses Vivox AI to Streamline KYB and Due Diligence for Family Offices, Asset Managers and Corporate Clients - URL: https://www.thenextvertical.com/stablegate-vivox-ai-family-office-due-diligence/ - Published: 2026-11-12T07:00:00.000Z - Updated: 2026-11-12T09:48:14.000Z - Description: The Swiss payment provider is using explainable AI agents to trace complex ownership structures and accelerate KYB checks for family offices, asset managers and corporate clients. - Author: The Next Vertical - Tags: AI In Finance For family offices, asset managers and corporate clients operating across multiple jurisdictions, opening a financial account can involve a complex due diligence process. Their corporate structures may include several holding companies, trusts, multiple beneficial owners and layers of ownership that have changed over time. Verifying those relationships can take compliance teams days or, in some cases, weeks. They need to gather company records, establish how entities are connected and trace changes in ownership and management before they can build a clear picture of who ultimately owns or controls a business. Swiss payment service provider Stablegate is using Vivox AI to help address this challenge. Its explainable AI agents support Know Your Business (KYB) checks for family offices, asset managers and corporate clients applying for its services. **How Stablegate uses AI to accelerate KYB checks** Stablegate’s compliance team uses Vivox AI agents to gather company registry records, trace changes in ownership over time and map complex corporate structures. Each finding is linked to its source record, allowing compliance analysts to review the evidence behind the ownership picture. According to Stablegate, the technology can assemble information about complex business structures in minutes, reducing the time spent collecting and organising records manually. The AI-supported ownership checks form part of a wider onboarding process. Family offices, asset managers and corporate clients with multi-layered structures can complete onboarding in a few days through a single point of contact. “For a family office or corporate group with holding companies in several countries, that is the difference between opening an account in a few days and losing the client to a slower provider,” said Alexander Iakovlev, Chief Technology Officer at Stablegate. Iakovlev said the company had considered building a similar service with its own large language model engineers, but estimated that developing the capability internally would take years. Vivox AI provided an existing solution that Stablegate could put to work without building the technology from scratch. ![](https://storage.ghost.io/c/66/69/666997ad-b6ef-4453-964f-03eab7c2c978/content/images/2026/11/1794395655633-1.png) Tim Khamzin, Founder and CEO Vivox AI **Regulatory expectations are raising the bar** The deployment comes as regulators across Europe and the UK increase expectations for how crypto and cross-border payment firms identify counterparties and evidence their decisions. In the EU, the Markets in Crypto-Assets Regulation (MiCA) now applies in full, with transitional periods for existing providers ending by July 2026\. The “travel rule” also requires crypto transfers to carry information on the sender and recipient. In the UK, the new authorisation regime for cryptoasset firms is due to begin on 25 October 2027\. Meanwhile, the EU’s Anti-Money Laundering Authority is preparing to supervise the largest cross-border firms directly. For payment providers, this means documenting not only who they onboard, but also how each ownership, risk and compliance conclusion was reached. **One onboarding process for cross-border payments** For family offices, asset managers and corporate clients, completing KYB checks is only one part of establishing a financial relationship. They also need payment services that can support transactions across different jurisdictions and in different currencies. Following a single onboarding process with Stablegate, clients can send and receive third-party payments in fiat currencies and stablecoins, including USDT and USDC. They work through one point of contact and one compliance file. Accounts and IBANs are opened through Stablegate’s account providers. Following onboarding, clients can access accounts and IBANs in any of 11 countries, according to the company, allowing them to choose a jurisdiction that fits their banking relationships. Stablegate says KYC, KYB, AML screening and transaction monitoring are built into its payment services. The same AML standard applies to incoming and outgoing payments, regardless of their size. For every high-value transaction, Stablegate maintains a complete, source-linked and auditable AML file from day one. The company is operated by STGG AG, a Zug-based Swiss financial intermediary subject to anti-money laundering supervision under the Swiss Anti-Money Laundering Act through its membership of VQF, a FINMA-recognised self-regulatory organisation. **Maintaining oversight as financial structures become more complex** The Stablegate deployment highlights the importance of combining efficient onboarding with evidence that compliance teams can examine and retain. For providers serving family offices, asset managers and other clients with international corporate structures, understanding beneficial ownership is not simply a matter of collecting documents. They need to establish how entities relate to one another and be able to trace the information behind their conclusions. Vivox AI’s agents are designed to support this work by gathering relevant records and linking findings to their sources. “As MiCA, travel-rule obligations, the UK’s forthcoming authorisation regime and EU AML supervision raise the bar for evidence and control, payment providers can’t choose between speed and control. The Stablegate use case demonstrates that they can have both: ownership checks that used to take days are now carried out in minutes, with every conclusion traceable to its original records,” said Tim Khamzin, CEO and Founder of Vivox AI. For Stablegate, the objective is to make the due diligence process more efficient for family offices, asset managers and corporate clients while giving its compliance team a clearer, traceable view of complex ownership structures. The ownership picture can be assembled in minutes; the broader onboarding process takes a few days. That difference can be significant for businesses looking to establish cross-border payment relationships without unnecessary delays.